Or, are you looking to improve your credit so that one day you may purchase your first home?
Even if becoming a homeowner is not part of your near future goals, a group of local Latinos say it’s never too early to start planning.
The Ohio Hispanic Heritage Coalition is hosting a Credit Repair Home Buying Seminar in February and March to educate potential homeowners about the home buying process and how to be wise about their finances.
The free five-week seminar taking place on Saturday mornings began February 2 and runs until March 2, 2013. The sessions are free.
Upcoming Credit Repair Home Buying Seminar sessions take place:
Saturdays, February 23 and March 2, 2013 from 10 a.m. until 12 p.m. at the St. Joe’s Community Center, located at 205 W 20th Street, Lorain, room 120. Call St. Joe’s at (440) 233-1009.
“In our Latino culture, we tend to live paycheck to paycheck, day to day, and we’re not planning for future expenses,” said Tim Carrion, Ohio Hispanic Heritage Coalition Vice President. “And that’s not healthy. That’s not safe,” he said.
“It’s important to understand how we are spending our money and to plan ahead,” for unexpected expenses such as a car breaking down or a home needing an urgent repair, he said.
Carrion, a real estate agent, said this educational seminar is available for all, not just those considering buying a home.
A team of experts from a variety of backgrounds speak at each session and topics include how credit cards used wisely can improve credit, tips for saving money and the process for buying a home.
If you missed this series, the next seminar is planned for April.