Cross Blue Shield of Michigan Members will have COVID-19 Testing
and Treatment Provided at No Cost
DETROIT, April, 2020: Blue Cross Blue Shield of Michigan
and Blue Care Network are expanding coverage for services
related to COVID-19 – waiving all member copays,
deductibles and coinsurance for COVID-19 testing and treatment.
The coverage applies to commercial PPO, Medicare Advantage PPO
and HMO plans.
“In these incredibly difficult times, if our members contract
COVID-19, Blue Cross will stand behind them all the way,” said
Blue Cross Blue Shield of Michigan President and CEO, Daniel
J. Loepp. “We want our members to get the care they need to
treat COVID-19 successfully, without worrying about the cost.”
BCBSM and BCN are taking the following steps to help members
during the current public health crisis caused by the spread of
the coronavirus that causes the COVID-19 disease:
BCBSM and BCN will waive member cost sharing for
physician-authorized COVID-19 In line with the Families First
Coronavirus Response Act, COVID-19 testing and all services that
result in ordering or administration of a COVID-19 test will be
covered without member cost share as of March 18, 2020. Testing
and associated services must be consistent with CDC guidelines.
Blue Cross will waive member cost sharing for all COVID-19 treatment through
June 30, 2020. Blue Cross will cover, with no member cost share,
all COVID-19 treatment provided to members on an inpatient or
outpatient basis, from both in-network and out-of-network
These initiatives are in addition to the following previously
announced steps Blue Cross Blue Shield of Michigan is taking to
protect members from COVID-19:
Covering telehealth medical services at no cost through June 30
for members with existing telehealth medical benefits.
Waiving prior authorizations for diagnostic tests and for
covered services that are medically necessary and consistent
with CDC guidance if diagnosed with COVID-19.
Covering the full cost of medically necessary laboratory tests
to diagnose COVID-19 infection consistent with CDC guidance.
Increasing access to prescription medications by waiving early
medication refill limits on 30-day prescription maintenance
medications (consistent with member’s benefit plan) and
encouraging members to use 90-day mail order benefits if
Blue Cross encourages members to work with appropriate public
health authorities before seeking testing for COVID-19. The
company is posting information on its blog – www.MIBluesPerspectives.com –
and website – www.bcbsm.com/coronavirus —
to inform customers and members of the latest on the national
impact of coronavirus and provide counsel on what to do and
where to seek care if members come down with symptoms.